Limits

September 25, 2017 6:18 pm

Well, we got our fence pieces. We started working on our fence and it started raining. We got to build the frames and put two panels back up. But its not finished. 

I was facetiming with my BFF about the aftermath of Irma on us. And as I told you guys here, I do consider us lucky. Even in the aftermath, our expenses for this storm, including rebuilding, are within our budget. Not that we won’t have to do some restructuring and cut down on some “fun” expenses. However, at the end of the day we can afford it. 

There are a lot of people who cannot. I read an article in the Atlantic a while back quoting a Federal Reserve Board survey. One of the questions on this survey was: how would you pay for a $400 emergency. Forty-seven percent of respondents said that they would have to borrow or sell something, or they wouldn’t come up with the $400 dollars. 

47% of Americans cannot come up with $400. 

You know what costs $400? Car tires, a car battery, an emergency room visit, a plumber/roofer, preparations for a Category 5 storm and about twenty-five feet worth of fence pieces. 

That’s right. Half the people I know cannot afford to repair their homes after Irma. Half the people I know were barely prepared for the storm to begin with. And that’s not all. Twenty thousand people are still without power in their homes, so some of them are staying with friends or family, costing more money to family and themselves. And then, some are staying in hotels, without a kitchen. That’s even more expensive. And then there’s going to be the minor costs, like data. Big carriers love to go on the internet, TV and radio and say something on the lines of “those affected by the storm do not have to pay for data overages.” Well, let me tell you something: that deal expired last FRIDAY! And it’s not that you don’t have to pay it, you still have to pay it and then it takes two to three cycles to get that money back. 

That’s just here in Florida. There was an article on NPR a few days ago that talked about Americans now owe almost $13 Trillion. More than ever before and it’s still on the rise. We all have an idea of how this happens and I’m certain that we can all find someone or something to blame, like lifestyle choices, (at one point in my life I owened over twenty winter coats) lack of opportunity, bad luck, low wages, underemployment (some people are still feeling the aftermath of the recession), financial ignorance (my husband barely knew how to create a budget, when I met him. Now he just hates having to follow it). There are plenty of reasons, arguing about them is not my point. 

My point is that people down here still need help and having another “rainy day” (literary and figuratively) isn’t helping matters. and even with that, we are still luckier than the people in Puerto Rico. 

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